Can I use my line of credit at another location other than a IcedLikeADiamond.com store or one of its affiliates?
Unfortunately, no. At the moment any lines of credit obtained through IcedLikeADiamond.com
Will you report my account to the credit bureaus?
Yes, the credit bureaus will be notified monthly of your balance on any and all of our available lines of credit.
****HOWEVER, in order for your account to be complete and reporting, the annual membership fee and any applicable down payments must be paid and your contract must be signed! ****
Will a hard inquiry be placed on my credit report after I apply with IcedLikeADiamond.com?
Yes. Since IcedLikeADiamond
*** If you choose to dispute an inquiry from White Financial your credit account will be closed and any balance owed will be due immediately. If said balance is not paid in full, the amount owed will immediately go to collections and be reported as a charged off account after 180 days. ***
Does WhiteFinancial.com have any annual fees?
No. There are no annual fees, but we do charge the $100 monthly membership fee for a minimum of (12) twelve months in addition to 5% of your current account balance.
Does WhiteFinancial.com give you a credit card? When will I receive my credit card?
No. All payments will be made online through your account.
Can I add an authorized user to my WhiteFinancial.com credit account?
No. We do not allow authorized users to utilize your credit account with WhiteFinancial.com.
Will I receive a monthly statement from WhiteFinancial.com in the mail?
No. WhiteFinancial.com does not mail statements of any kind to your home address. All monthly statements can be viewed exclusively online. You can access your account online at any time to see your balance, view your statement, and to make any and all payments to WhiteFinancial.com.
When is my first payment to WhiteFinancial.com due?
Your monthly online statement will reflect the date that any payments are owed, and the agreed upon ACH withdrawal will be processed with the credit card on your account with WhiteFinancial.com when your payment is due.
How much is the minimum monthly payment?
The minimum monthly payment is $100 plus 5% of your current account balance.
Can I finance my entire purchase amount?
Unfortunately, no. At the moment we only are able to finance 50% of the purchase amount.